News & Events

Digital Closings

Home Surety is now offering remote online closings! In July of 2019, legislation became effective allowing the lawful use of digital and online notaries to be used for the closing of real estate transactions in the state of Tennessee. We are now offering digital...

The Good Funds Law and You

Would you take a personal check from a perfect stranger? What about an IOU? What if that stranger owed you a lot of money?

What is a Wire Transfer?

A wire transfer is a fast way to send money electronically. When you send a wire, your money is moved directly from one entity to another, usually using a bank or credit union. Because it is electronic, no physical currency is involved, making it very easy to send...

10 Common Title Problems

Have you ever wondered why you need title insurance? Your home may be new to you, but every property has a history. A thorough title search can help uncover any title defects tied to your property. And, subject to the terms of the policy, your title insurance...

What Are VA Home Loans?

http://videotap.wistia.com/medias/h9z7bagssj?embedType=async&videoFoam=true&videoWidth=640 What Are VA Loans? As the video says, the name is misleading - they’re not loans FROM the VA. The VA - short for “US...

What Are The Major Types Of VA Loans?

http://videotap.wistia.com/medias/yb2d2zs81d?embedType=async&videoFoam=true&videoWidth=640 What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase...

What Is A Certificate of Eligibility, or COE?

http://videotap.wistia.com/medias/23k8afyot5?embedType=async&videoFoam=true&videoWidth=640 What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan. Servicemembers,...

What Is A Rate Lock?

http://videotap.wistia.com/medias/vub1l0gkm2?embedType=async&videoFoam=true&videoWidth=640 Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term 'rate...

What Is A Qualified Mortgage?

http://videotap.wistia.com/medias/rk6jn41wj1?embedType=async&videoFoam=true&videoWidth=640 As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices...

What Does Ability To Repay Mean?

http://videotap.wistia.com/medias/ktdotsd42q?embedType=async&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a...